Every dollar visible before it hits the books.

Flo captures every commitment the moment it's made. Classifies by GL account. Validates against budget. Surfaces variance before month-end.
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Every commitment visible before it becomes a line item.
Flo tags every intake request to the correct GL account, department, and budget the moment it's submitted. Variance alerts fire when departments approach thresholds. No month-end surprises. No manual reconciliation.
50%
faster procurement cycles
50%
faster procurement cycles
Every approval documented. Every exception explained.
Flo enforces your approval policies consistently across every request. Amount thresholds, department routing, conditional logic. Full audit trail logged for every decision. Policy violations flagged before approval, not after.
Risky terms caught before signature. Not after the first invoice to decision. At the speed of intelligence.
Flo Contracts benchmarks every clause against real negotiation patterns. Auto-renewal traps, liability gaps, and non-standard payment terms caught before signature. The redlined DOCX is ready. Your team decides what to negotiate.
50%
faster procurement cycles
50%
faster procurement cycles
From request to decision. At the speed of intelligence. Renewal alerts with market pricing. Not just calendar reminders.
Flo surfaces renewals 90 days out with pricing benchmarks from negotiated deals across hundreds of suppliers. Usage data, contract history, and market comps in one view. You walk into every renewal with the data.
Testimonials
“Finance queries Flo AI and surfaces exactly what they need for reforecast: 
which renewals are approaching, what savings are in play, when contracts are closing. Live insights, on demand
no back-and-forth, no delays”
Toral Patel, 

VP Accounting
“With Spendflo, we finally have unified visibility. We can look in one portal and see all our spend, upcoming renewals, and how we’re actually using the licenses we’re paying for.“
Josh Rappoport, 

VP Finance
“Spendflo AI triages intake and guides them through the right workflows. Centralize contracts, approvals, vendor data, and docs in one place. AI tracks usage, sentiment, and timelines automatically.”
Scott Stibich, 

Senior Accountant.